The Salary Index

Salary Comparison

Microbiologists: Naples vs Richardson

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Naples, FL

$92,982/yr

Take-home$5,656/mo
Disposable$2,495/mo
Lifestyle7/10 ยท Moderate

Richardson, TX

$61,730/yr

Take-home$3,755/mo
Disposable$1,028/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Naples, FL

Naples offers $1,467 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Naples

Richardson

Diff (Aโˆ’B)

Annual Gross Salary

$92,982

$61,730

+$31,252

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,656

$3,755

+$1,901

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

122

102

+20 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,161

$2,727

+$434

A vs B

Monthly Rent

$1,818

$1,590

+$228

A vs B

Monthly Disposable

$2,495

$1,028

+$1,467

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.79ร—

1.38ร—

+0.41ร—

A vs B

Lifestyle Score

7/10 (Moderate)

5/10 (Tight)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.