Salary Comparison
Model Makers: Lowell vs Irving
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Lowell, MA
$60,660/yr
Irving, TX
$85,820/yr
Our recommendation: Irving, TX
Irving offers $1,812 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Lowell
Irving
Diff (A−B)
Annual Gross Salary
$60,660
$85,820
$25,160
A vs B
Monthly Take-Home
After estimated federal + state taxes
$3,690
$5,221
$1,531
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
106
96
+10 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,858
$2,577
+$281
A vs B
Monthly Rent
$1,650
$1,480
+$170
A vs B
Monthly Disposable
$832
$2,644
$1,812
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.29×
2.03×
-0.74×
A vs B
Lifestyle Score
4/10 (Tight)
8/10 (Comfortable)
-4
A vs B
Lowell — Full Details
Irving — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.