Salary Comparison
Models: Albany vs Abilene
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Albany, NY
$58,200/yr
Abilene, TX
$47,848/yr
Our recommendation: Abilene, TX
Abilene offers $86 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Albany
Abilene
Diff (A−B)
Annual Gross Salary
$58,200
$47,848
+$10,352
A vs B
Monthly Take-Home
After estimated federal + state taxes
$3,541
$2,911
+$630
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
102
72
+30 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,643
$1,927
+$716
A vs B
Monthly Rent
$1,520
$980
+$540
A vs B
Monthly Disposable
$898
$984
$86
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.34×
1.51×
-0.17×
A vs B
Lifestyle Score
5/10 (Tight)
6/10 (Moderate)
-1
A vs B
Albany — Full Details
Abilene — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.