The Salary Index

Salary Comparison

Models: Boulder vs Albany

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Boulder, CO

$66,827/yr

Take-home$4,065/mo
Disposable$662/mo
Lifestyle4/10 ยท Tight
Best Value

Albany, NY

$58,200/yr

Take-home$3,541/mo
Disposable$898/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Albany, NY

Albany offers $236 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Boulder

Albany

Diff (Aโˆ’B)

Annual Gross Salary

$66,827

$58,200

+$8,627

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,065

$3,541

+$524

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

127

102

+25 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,403

$2,643

+$760

A vs B

Monthly Rent

$2,150

$1,520

+$630

A vs B

Monthly Disposable

$662

$898

$236

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.19ร—

1.34ร—

-0.15ร—

A vs B

Lifestyle Score

4/10 (Tight)

5/10 (Tight)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.