Salary Comparison
Ophthalmologists: Springfield vs Kailua
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Springfield, MA
$209,732/yr
Kailua, HI
$264,834/yr
Our recommendation: Kailua, HI
Kailua offers $2,112 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Springfield
Kailua
Diff (A−B)
Annual Gross Salary
$209,732
$264,834
$55,102
A vs B
Monthly Take-Home
After estimated federal + state taxes
$12,759
$16,111
$3,352
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
97
148
-51 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,595
$3,835
$1,240
A vs B
Monthly Rent
$1,450
$2,206
$756
A vs B
Monthly Disposable
$10,164
$12,276
$2,112
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
4.92×
4.20×
+0.72×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Springfield — Full Details
Kailua — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.