The Salary Index

Salary Comparison

Patternmakers: Chattanooga vs Hilo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Chattanooga, TN

$57,231/yr

Take-home$3,482/mo
Disposable$1,242/mo
Lifestyle6/10 ยท Moderate

Hilo, HI

$74,078/yr

Take-home$4,506/mo
Disposable$1,138/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Chattanooga, TN

Chattanooga offers $104 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Chattanooga

Hilo

Diff (Aโˆ’B)

Annual Gross Salary

$57,231

$74,078

$16,847

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,482

$4,506

$1,024

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

83

130

-47 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,240

$3,368

$1,128

A vs B

Monthly Rent

$1,220

$1,937

$717

A vs B

Monthly Disposable

$1,242

$1,138

+$104

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.55ร—

1.34ร—

+0.21ร—

A vs B

Lifestyle Score

6/10 (Moderate)

5/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.