The Salary Index

Salary Comparison

Patternmakers: Hammond vs Silver Spring

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Hammond, IN

$56,872/yr

Take-home$3,460/mo
Disposable$1,283/mo
Lifestyle6/10 ยท Moderate

Silver Spring, MD

$66,192/yr

Take-home$4,027/mo
Disposable$919/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Hammond, IN

Hammond offers $364 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Hammond

Silver Spring

Diff (Aโˆ’B)

Annual Gross Salary

$56,872

$66,192

$9,320

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,460

$4,027

$567

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

84

120

-36 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,177

$3,108

$931

A vs B

Monthly Rent

$1,252

$1,788

$536

A vs B

Monthly Disposable

$1,283

$919

+$364

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.59ร—

1.30ร—

+0.29ร—

A vs B

Lifestyle Score

6/10 (Moderate)

5/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.