Salary Comparison
Patternmakers: Hayward vs Toledo
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Hayward, CA
$65,570/yr
Toledo, OH
$48,270/yr
Our recommendation: Toledo, OH
Toledo offers $463 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Hayward
Toledo
Diff (A−B)
Annual Gross Salary
$65,570
$48,270
+$17,300
A vs B
Monthly Take-Home
After estimated federal + state taxes
$3,989
$2,936
+$1,053
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
124
68
+56 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$3,338
$1,822
+$1,516
A vs B
Monthly Rent
$2,050
$890
+$1,160
A vs B
Monthly Disposable
$651
$1,114
$463
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.20×
1.61×
-0.41×
A vs B
Lifestyle Score
4/10 (Tight)
6/10 (Moderate)
-2
A vs B
Hayward — Full Details
Toledo — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.