The Salary Index

Salary Comparison

Patternmakers: Springfield vs Kailua

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Springfield, MA

$58,665/yr

Take-home$3,569/mo
Disposable$974/mo
Lifestyle5/10 ยท Tight

Kailua, HI

$74,078/yr

Take-home$4,506/mo
Disposable$671/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Springfield, MA

Springfield offers $303 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Springfield

Kailua

Diff (Aโˆ’B)

Annual Gross Salary

$58,665

$74,078

$15,413

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,569

$4,506

$937

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

148

-51 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$3,835

$1,240

A vs B

Monthly Rent

$1,450

$2,206

$756

A vs B

Monthly Disposable

$974

$671

+$303

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.38ร—

1.17ร—

+0.21ร—

A vs B

Lifestyle Score

5/10 (Tight)

4/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.