The Salary Index

Salary Comparison

Physicians: Bethlehem vs Oceanside

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Bethlehem, PA

$147,985/yr

Take-home$9,002/mo
Disposable$6,592/mo
Lifestyle10/10 ยท Comfortable

Oceanside, CA

$77,840/yr

Take-home$4,735/mo
Disposable$1,392/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Bethlehem, PA

Bethlehem offers $5,200 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Bethlehem

Oceanside

Diff (Aโˆ’B)

Annual Gross Salary

$147,985

$77,840

+$70,145

A vs B

Monthly Take-Home

After estimated federal + state taxes

$9,002

$4,735

+$4,267

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

93

125

-32 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,410

$3,343

$933

A vs B

Monthly Rent

$1,386

$2,080

$694

A vs B

Monthly Disposable

$6,592

$1,392

+$5,200

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.74ร—

1.42ร—

+2.32ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

5/10 (Tight)

+5

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.