The Salary Index

Salary Comparison

Physicians: Chicago vs Simi Valley

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Chicago, IL

$215,680/yr

Take-home$13,121/mo
Disposable$10,211/mo
Lifestyle10/10 ยท Comfortable

Simi Valley, CA

$77,840/yr

Take-home$4,735/mo
Disposable$1,333/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Chicago, IL

Chicago offers $8,878 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Chicago

Simi Valley

Diff (Aโˆ’B)

Annual Gross Salary

$215,680

$77,840

+$137,840

A vs B

Monthly Take-Home

After estimated federal + state taxes

$13,121

$4,735

+$8,386

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

108

127

-19 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,910

$3,402

$492

A vs B

Monthly Rent

$1,750

$2,120

$370

A vs B

Monthly Disposable

$10,211

$1,333

+$8,878

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.51ร—

1.39ร—

+3.12ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

5/10 (Tight)

+5

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.