The Salary Index

Salary Comparison

Physicians: Columbia vs San Mateo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Columbia, MD

$179,004/yr

Take-home$10,889/mo
Disposable$7,556/mo
Lifestyle10/10 ยท Comfortable

San Mateo, CA

$77,840/yr

Take-home$4,735/mo
Disposable$502/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Columbia, MD

Columbia offers $7,054 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Columbia

San Mateo

Diff (Aโˆ’B)

Annual Gross Salary

$179,004

$77,840

+$101,164

A vs B

Monthly Take-Home

After estimated federal + state taxes

$10,889

$4,735

+$6,154

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

124

158

-34 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,333

$4,233

$900

A vs B

Monthly Rent

$2,050

$2,780

$730

A vs B

Monthly Disposable

$7,556

$502

+$7,054

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.27ร—

1.12ร—

+2.15ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

4/10 (Tight)

+6

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.