The Salary Index

Salary Comparison

Physicians: Hoboken vs Irvine

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Hoboken, NJ

$173,188/yr

Take-home$10,536/mo
Disposable$6,701/mo
Lifestyle9/10 ยท Comfortable

Irvine, CA

$77,840/yr

Take-home$4,735/mo
Disposable$757/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Hoboken, NJ

Hoboken offers $5,944 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Hoboken

Irvine

Diff (Aโˆ’B)

Annual Gross Salary

$173,188

$77,840

+$95,348

A vs B

Monthly Take-Home

After estimated federal + state taxes

$10,536

$4,735

+$5,801

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

148

148

+0 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,835

$3,978

$143

A vs B

Monthly Rent

$2,206

$2,580

$374

A vs B

Monthly Disposable

$6,701

$757

+$5,944

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.75ร—

1.19ร—

+1.56ร—

A vs B

Lifestyle Score

9/10 (Comfortable)

4/10 (Tight)

+5

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.