The Salary Index

Salary Comparison

Physicians: Newark vs Oakland

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Newark, NJ

$173,188/yr

Take-home$10,536/mo
Disposable$7,688/mo
Lifestyle10/10 ยท Comfortable

Oakland, CA

$77,840/yr

Take-home$4,735/mo
Disposable$1,145/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Newark, NJ

Newark offers $6,543 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Newark

Oakland

Diff (Aโˆ’B)

Annual Gross Salary

$173,188

$77,840

+$95,348

A vs B

Monthly Take-Home

After estimated federal + state taxes

$10,536

$4,735

+$5,801

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

106

134

-28 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,848

$3,590

$742

A vs B

Monthly Rent

$1,650

$2,250

$600

A vs B

Monthly Disposable

$7,688

$1,145

+$6,543

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.70ร—

1.32ร—

+2.38ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

5/10 (Tight)

+5

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.