The Salary Index

Salary Comparison

Physicians: Palmdale vs Lowell

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Palmdale, CA

$77,840/yr

Take-home$4,735/mo
Disposable$2,182/mo
Lifestyle7/10 ยท Moderate
Best Value

Lowell, MA

$212,030/yr

Take-home$12,899/mo
Disposable$10,041/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Lowell, MA

Lowell offers $7,859 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Palmdale

Lowell

Diff (Aโˆ’B)

Annual Gross Salary

$77,840

$212,030

$134,190

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,735

$12,899

$8,164

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

95

106

-11 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,553

$2,858

$305

A vs B

Monthly Rent

$1,450

$1,650

$200

A vs B

Monthly Disposable

$2,182

$10,041

$7,859

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.85ร—

4.51ร—

-2.66ร—

A vs B

Lifestyle Score

7/10 (Moderate)

10/10 (Comfortable)

-3

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.