The Salary Index

Salary Comparison

Physicians: Springfield vs Boston

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Springfield, MA

$158,648/yr

Take-home$9,651/mo
Disposable$7,056/mo
Lifestyle10/10 ยท Comfortable
Best Value

Boston, MA

$212,030/yr

Take-home$12,899/mo
Disposable$8,989/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Boston, MA

Boston offers $1,933 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Springfield

Boston

Diff (Aโˆ’B)

Annual Gross Salary

$158,648

$212,030

$53,382

A vs B

Monthly Take-Home

After estimated federal + state taxes

$9,651

$12,899

$3,248

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

146

-49 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$3,910

$1,315

A vs B

Monthly Rent

$1,450

$2,490

$1,040

A vs B

Monthly Disposable

$7,056

$8,989

$1,933

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.72ร—

3.30ร—

+0.42ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.