The Salary Index

Salary Comparison

Physicians: Springfield vs Huntington Beach

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Springfield, MA

$158,648/yr

Take-home$9,651/mo
Disposable$7,056/mo
Lifestyle10/10 ยท Comfortable

Huntington Beach, CA

$77,840/yr

Take-home$4,735/mo
Disposable$1,010/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Springfield, MA

Springfield offers $6,046 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Springfield

Huntington Beach

Diff (Aโˆ’B)

Annual Gross Salary

$158,648

$77,840

+$80,808

A vs B

Monthly Take-Home

After estimated federal + state taxes

$9,651

$4,735

+$4,916

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

139

-42 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$3,725

$1,130

A vs B

Monthly Rent

$1,450

$2,380

$930

A vs B

Monthly Disposable

$7,056

$1,010

+$6,046

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.72ร—

1.27ร—

+2.45ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

4/10 (Tight)

+6

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.