The Salary Index

Salary Comparison

Physicists: Baltimore vs Thousand Oaks

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Baltimore, MD

$187,260/yr

Take-home$11,392/mo
Disposable$8,594/mo
Lifestyle10/10 ยท Comfortable

Thousand Oaks, CA

$133,070/yr

Take-home$8,095/mo
Disposable$4,400/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: Baltimore, MD

Baltimore offers $4,194 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Baltimore

Thousand Oaks

Diff (Aโˆ’B)

Annual Gross Salary

$187,260

$133,070

+$54,190

A vs B

Monthly Take-Home

After estimated federal + state taxes

$11,392

$8,095

+$3,297

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

108

138

-30 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,798

$3,695

$897

A vs B

Monthly Rent

$1,610

$2,350

$740

A vs B

Monthly Disposable

$8,594

$4,400

+$4,194

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.07ร—

2.19ร—

+1.88ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

8/10 (Comfortable)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.