Salary Comparison
Physicists: Covington vs Miami
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Covington, KY
$152,782/yr
Miami, FL
$219,070/yr
Our recommendation: Miami, FL
Miami offers $2,977 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Covington
Miami
Diff (A−B)
Annual Gross Salary
$152,782
$219,070
$66,288
A vs B
Monthly Take-Home
After estimated federal + state taxes
$9,294
$13,327
$4,033
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
87
123
-36 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,254
$3,310
$1,056
A vs B
Monthly Rent
$1,296
$2,050
$754
A vs B
Monthly Disposable
$7,040
$10,017
$2,977
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
4.12×
4.03×
+0.09×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Covington — Full Details
Miami — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.