The Salary Index

Salary Comparison

Physicists: Fargo vs Cleveland

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Fargo, ND

$162,923/yr

Take-home$9,911/mo
Disposable$7,475/mo
Lifestyle10/10 ยท Comfortable
Best Value

Cleveland, OH

$225,930/yr

Take-home$13,744/mo
Disposable$11,744/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Cleveland, OH

Cleveland offers $4,269 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Fargo

Cleveland

Diff (Aโˆ’B)

Annual Gross Salary

$162,923

$225,930

$63,007

A vs B

Monthly Take-Home

After estimated federal + state taxes

$9,911

$13,744

$3,833

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

94

74

+20 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,436

$2,000

+$436

A vs B

Monthly Rent

$1,401

$1,020

+$381

A vs B

Monthly Disposable

$7,475

$11,744

$4,269

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.07ร—

6.87ร—

-2.80ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.