The Salary Index

Salary Comparison

Physicists: Riverside vs Austin

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Riverside, CA

$178,133/yr

Take-home$10,836/mo
Disposable$7,896/mo
Lifestyle10/10 ยท Comfortable

Austin, TX

$129,380/yr

Take-home$7,871/mo
Disposable$5,046/mo
Lifestyle9/10 ยท Comfortable
๐Ÿ†

Our recommendation: Riverside, CA

Riverside offers $2,850 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Riverside

Austin

Diff (Aโˆ’B)

Annual Gross Salary

$178,133

$129,380

+$48,753

A vs B

Monthly Take-Home

After estimated federal + state taxes

$10,836

$7,871

+$2,965

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

109

105

+4 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,940

$2,825

+$115

A vs B

Monthly Rent

$1,750

$1,680

+$70

A vs B

Monthly Disposable

$7,896

$5,046

+$2,850

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.69ร—

2.79ร—

+0.90ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

9/10 (Comfortable)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.