Salary Comparison
Physicists: Worcester vs Cincinnati
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Worcester, MA
$175,091/yr
Cincinnati, OH
$114,900/yr
Our recommendation: Worcester, MA
Worcester offers $2,975 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Worcester
Cincinnati
Diff (A−B)
Annual Gross Salary
$175,091
$114,900
+$60,191
A vs B
Monthly Take-Home
After estimated federal + state taxes
$10,651
$6,990
+$3,661
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
106
81
+25 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,853
$2,167
+$686
A vs B
Monthly Rent
$1,650
$1,160
+$490
A vs B
Monthly Disposable
$7,798
$4,823
+$2,975
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.73×
3.23×
+0.50×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Worcester — Full Details
Cincinnati — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.