The Salary Index

Salary Comparison

Psychologists: Laredo vs Hayward

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Laredo, TX

$101,363/yr

Take-home$6,166/mo
Disposable$4,298/mo
Lifestyle10/10 · Comfortable

Hayward, CA

$160,640/yr

Take-home$9,772/mo
Disposable$6,434/mo
Lifestyle9/10 · Comfortable

Full Breakdown

Laredo

Hayward

Diff (A−B)

Annual Gross Salary

$101,363

$160,640

$59,277

A vs B

Monthly Take-Home

After estimated federal + state taxes

$6,166

$9,772

$3,606

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

70

124

-54 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,868

$3,338

$1,470

A vs B

Monthly Rent

$950

$2,050

$1,100

A vs B

Monthly Disposable

$4,298

$6,434

$2,136

A vs B

Purchasing Power Score

Take-home ÷ living costs. Higher is better

3.30×

2.93×

+0.37×

A vs B

Lifestyle Score

10/10 (Comfortable)

9/10 (Comfortable)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.