The Salary Index

Salary Comparison

Rail Yard Engineers: Beloit vs Jersey City

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Beloit, WI

$47,096/yr

Take-home$2,865/mo
Disposable$819/mo
Lifestyle5/10 ยท Tight

Jersey City, NJ

$55,848/yr

Take-home$3,397/mo
Disposable$-333/mo
Lifestyle3/10 ยท Tight
๐Ÿ†

Our recommendation: Beloit, WI

Beloit offers $1,152 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Beloit

Jersey City

Diff (Aโˆ’B)

Annual Gross Salary

$47,096

$55,848

$8,752

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,865

$3,397

$532

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

79

139

-60 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,046

$3,730

$1,684

A vs B

Monthly Rent

$1,177

$2,350

$1,173

A vs B

Monthly Disposable

$819

$-333

+$1,152

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.40ร—

0.91ร—

+0.49ร—

A vs B

Lifestyle Score

5/10 (Tight)

3/10 (Tight)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.