The Salary Index

Salary Comparison

Rail Yard Engineers: Beloit vs Silver Spring

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Beloit, WI

$47,096/yr

Take-home$2,865/mo
Disposable$819/mo
Lifestyle5/10 ยท Tight

Silver Spring, MD

$57,723/yr

Take-home$3,512/mo
Disposable$404/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Beloit, WI

Beloit offers $415 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Beloit

Silver Spring

Diff (Aโˆ’B)

Annual Gross Salary

$47,096

$57,723

$10,627

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,865

$3,512

$647

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

79

120

-41 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,046

$3,108

$1,062

A vs B

Monthly Rent

$1,177

$1,788

$611

A vs B

Monthly Disposable

$819

$404

+$415

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.40ร—

1.13ร—

+0.27ร—

A vs B

Lifestyle Score

5/10 (Tight)

4/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.