The Salary Index

Salary Comparison

Rail Yard Engineers: Mcallen vs Hilo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Mcallen, TX

$47,721/yr

Take-home$2,903/mo
Disposable$1,075/mo
Lifestyle6/10 ยท Moderate

Hilo, HI

$64,600/yr

Take-home$3,930/mo
Disposable$562/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Mcallen, TX

Mcallen offers $513 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Mcallen

Hilo

Diff (Aโˆ’B)

Annual Gross Salary

$47,721

$64,600

$16,879

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,903

$3,930

$1,027

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

68

130

-62 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,828

$3,368

$1,540

A vs B

Monthly Rent

$920

$1,937

$1,017

A vs B

Monthly Disposable

$1,075

$562

+$513

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.59ร—

1.17ร—

+0.42ร—

A vs B

Lifestyle Score

6/10 (Moderate)

4/10 (Tight)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.