Salary Comparison
Separating: Binghamton vs San Francisco
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Binghamton, NY
$43,876/yr
San Francisco, CA
$63,150/yr
Our recommendation: Binghamton, NY
Binghamton offers $858 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Binghamton
San Francisco
Diff (A−B)
Annual Gross Salary
$43,876
$63,150
$19,274
A vs B
Monthly Take-Home
After estimated federal + state taxes
$2,669
$3,842
$1,173
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
82
155
-73 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,124
$4,155
$2,031
A vs B
Monthly Rent
$1,222
$2,680
$1,458
A vs B
Monthly Disposable
$545
$-313
+$858
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.26×
0.92×
+0.34×
A vs B
Lifestyle Score
4/10 (Tight)
3/10 (Tight)
+1
A vs B
Binghamton — Full Details
San Francisco — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.