The Salary Index

Salary Comparison

Separating: Cambridge vs Laredo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Cambridge, MA

$51,560/yr

Take-home$3,137/mo
Disposable$-956/mo
Lifestyle2/10 ยท Tight
Best Value

Laredo, TX

$40,334/yr

Take-home$2,454/mo
Disposable$586/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Laredo, TX

Laredo offers $1,542 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Cambridge

Laredo

Diff (Aโˆ’B)

Annual Gross Salary

$51,560

$40,334

+$11,226

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,137

$2,454

+$683

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

152

70

+82 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$4,093

$1,868

+$2,225

A vs B

Monthly Rent

$2,650

$950

+$1,700

A vs B

Monthly Disposable

$-956

$586

$1,542

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

0.77ร—

1.31ร—

-0.54ร—

A vs B

Lifestyle Score

2/10 (Tight)

5/10 (Tight)

-3

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.