Salary Comparison
Separating: Cincinnati vs San Francisco
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Cincinnati, OH
$48,020/yr
San Francisco, CA
$63,150/yr
Our recommendation: Cincinnati, OH
Cincinnati offers $1,067 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Cincinnati
San Francisco
Diff (A−B)
Annual Gross Salary
$48,020
$63,150
$15,130
A vs B
Monthly Take-Home
After estimated federal + state taxes
$2,921
$3,842
$921
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
81
155
-74 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,167
$4,155
$1,988
A vs B
Monthly Rent
$1,160
$2,680
$1,520
A vs B
Monthly Disposable
$754
$-313
+$1,067
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.35×
0.92×
+0.43×
A vs B
Lifestyle Score
5/10 (Tight)
3/10 (Tight)
+2
A vs B
Cincinnati — Full Details
San Francisco — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.