The Salary Index

Salary Comparison

Separating: Phoenix vs Albuquerque

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Phoenix, AZ

$52,390/yr

Take-home$3,187/mo
Disposable$502/mo
Lifestyle4/10 ยท Tight

Albuquerque, NM

$40,010/yr

Take-home$2,434/mo
Disposable$318/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Phoenix, AZ

Phoenix offers $184 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Phoenix

Albuquerque

Diff (Aโˆ’B)

Annual Gross Salary

$52,390

$40,010

+$12,380

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,187

$2,434

+$753

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

100

79

+21 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,685

$2,116

+$569

A vs B

Monthly Rent

$1,550

$1,130

+$420

A vs B

Monthly Disposable

$502

$318

+$184

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.19ร—

1.15ร—

+0.04ร—

A vs B

Lifestyle Score

4/10 (Tight)

4/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.