The Salary Index

Salary Comparison

Separating: Phoenix vs Dayton

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Phoenix, AZ

$52,390/yr

Take-home$3,187/mo
Disposable$502/mo
Lifestyle4/10 ยท Tight
Best Value

Dayton, OH

$40,924/yr

Take-home$2,490/mo
Disposable$553/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Dayton, OH

Dayton offers $51 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Phoenix

Dayton

Diff (Aโˆ’B)

Annual Gross Salary

$52,390

$40,924

+$11,466

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,187

$2,490

+$697

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

100

72

+28 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,685

$1,937

+$748

A vs B

Monthly Rent

$1,550

$980

+$570

A vs B

Monthly Disposable

$502

$553

$51

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.19ร—

1.29ร—

-0.10ร—

A vs B

Lifestyle Score

4/10 (Tight)

4/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.