The Salary Index

Salary Comparison

Separating: Quincy vs South Bend

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Quincy, MA

$51,560/yr

Take-home$3,137/mo
Disposable$131/mo
Lifestyle3/10 ยท Tight
Best Value

South Bend, IN

$40,334/yr

Take-home$2,454/mo
Disposable$564/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: South Bend, IN

South Bend offers $433 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Quincy

South Bend

Diff (Aโˆ’B)

Annual Gross Salary

$51,560

$40,334

+$11,226

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,137

$2,454

+$683

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

116

70

+46 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,006

$1,890

+$1,116

A vs B

Monthly Rent

$1,729

$950

+$779

A vs B

Monthly Disposable

$131

$564

$433

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.04ร—

1.30ร—

-0.26ร—

A vs B

Lifestyle Score

3/10 (Tight)

5/10 (Tight)

-2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.