Salary Comparison
Separating: Springfield vs Hayward
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Springfield, MA
$48,303/yr
Hayward, CA
$61,550/yr
Our recommendation: Hayward, CA
Hayward offers $63 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Springfield
Hayward
Diff (A−B)
Annual Gross Salary
$48,303
$61,550
$13,247
A vs B
Monthly Take-Home
After estimated federal + state taxes
$2,938
$3,744
$806
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
97
124
-27 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,595
$3,338
$743
A vs B
Monthly Rent
$1,450
$2,050
$600
A vs B
Monthly Disposable
$343
$406
$63
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.13×
1.12×
+0.01×
A vs B
Lifestyle Score
4/10 (Tight)
4/10 (Tight)
+0
A vs B
Springfield — Full Details
Hayward — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.