The Salary Index

Salary Comparison

Ship Engineers: Santa Fe vs Lowell

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Santa Fe, NM

$97,723/yr

Take-home$5,945/mo
Disposable$4,027/mo
Lifestyle10/10 ยท Comfortable
Best Value

Lowell, MA

$147,760/yr

Take-home$8,989/mo
Disposable$6,131/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Lowell, MA

Lowell offers $2,104 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Santa Fe

Lowell

Diff (Aโˆ’B)

Annual Gross Salary

$97,723

$147,760

$50,037

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,945

$8,989

$3,044

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

74

106

-32 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,918

$2,858

$940

A vs B

Monthly Rent

$1,103

$1,650

$547

A vs B

Monthly Disposable

$4,027

$6,131

$2,104

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.10ร—

3.15ร—

-0.05ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.