Salary Comparison
Ship Engineers: Waco vs Quincy
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Waco, TX
$99,808/yr
Quincy, MA
$147,760/yr
Our recommendation: Quincy, MA
Quincy offers $1,966 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Waco
Quincy
Diff (A−B)
Annual Gross Salary
$99,808
$147,760
$47,952
A vs B
Monthly Take-Home
After estimated federal + state taxes
$6,072
$8,989
$2,917
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
77
116
-39 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,055
$3,006
$951
A vs B
Monthly Rent
$1,080
$1,729
$649
A vs B
Monthly Disposable
$4,017
$5,983
$1,966
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
2.95×
2.99×
-0.04×
A vs B
Lifestyle Score
9/10 (Comfortable)
9/10 (Comfortable)
+0
A vs B
Waco — Full Details
Quincy — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.