The Salary Index

Salary Comparison

Software Developers: Beloit vs San Francisco

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Beloit, WI

$118,877/yr

Take-home$7,232/mo
Disposable$5,186/mo
Lifestyle10/10 · Comfortable

San Francisco, CA

$174,910/yr

Take-home$10,640/mo
Disposable$6,485/mo
Lifestyle9/10 · Comfortable

Full Breakdown

Beloit

San Francisco

Diff (A−B)

Annual Gross Salary

$118,877

$174,910

$56,033

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,232

$10,640

$3,408

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

79

155

-76 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,046

$4,155

$2,109

A vs B

Monthly Rent

$1,177

$2,680

$1,503

A vs B

Monthly Disposable

$5,186

$6,485

$1,299

A vs B

Purchasing Power Score

Take-home ÷ living costs. Higher is better

3.53×

2.56×

+0.97×

A vs B

Lifestyle Score

10/10 (Comfortable)

9/10 (Comfortable)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.