Salary Comparison
Software Developers: Ontario vs Toledo
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Ontario, CA
$155,330/yr
Toledo, OH
$106,253/yr
Our recommendation: Ontario, CA
Ontario offers $1,997 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Ontario
Toledo
Diff (A−B)
Annual Gross Salary
$155,330
$106,253
+$49,077
A vs B
Monthly Take-Home
After estimated federal + state taxes
$9,449
$6,464
+$2,985
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
105
68
+37 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,810
$1,822
+$988
A vs B
Monthly Rent
$1,650
$890
+$760
A vs B
Monthly Disposable
$6,639
$4,642
+$1,997
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.36×
3.55×
-0.19×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Ontario — Full Details
Toledo — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.