The Salary Index

Salary Comparison

Software Developers: Oxnard vs Toledo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Oxnard, CA

$147,281/yr

Take-home$8,960/mo
Disposable$5,730/mo
Lifestyle9/10 · Comfortable

Toledo, OH

$106,253/yr

Take-home$6,464/mo
Disposable$4,642/mo
Lifestyle10/10 · Comfortable

Full Breakdown

Oxnard

Toledo

Diff (A−B)

Annual Gross Salary

$147,281

$106,253

+$41,028

A vs B

Monthly Take-Home

After estimated federal + state taxes

$8,960

$6,464

+$2,496

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

120

68

+52 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,230

$1,822

+$1,408

A vs B

Monthly Rent

$1,980

$890

+$1,090

A vs B

Monthly Disposable

$5,730

$4,642

+$1,088

A vs B

Purchasing Power Score

Take-home ÷ living costs. Higher is better

2.77×

3.55×

-0.78×

A vs B

Lifestyle Score

9/10 (Comfortable)

10/10 (Comfortable)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.