The Salary Index

Salary Comparison

Software Developers: Saint Paul vs Berkeley

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Saint Paul, MN

$126,767/yr

Take-home$7,712/mo
Disposable$5,244/mo
Lifestyle10/10 ยท Comfortable

Berkeley, CA

$155,330/yr

Take-home$9,449/mo
Disposable$5,471/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: Saint Paul, MN

Saint Paul offers higher purchasing power (10 vs 8/10), giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Saint Paul

Berkeley

Diff (Aโˆ’B)

Annual Gross Salary

$126,767

$155,330

$28,563

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,712

$9,449

$1,737

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

92

148

-56 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,468

$3,978

$1,510

A vs B

Monthly Rent

$1,380

$2,550

$1,170

A vs B

Monthly Disposable

$5,244

$5,471

$227

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.12ร—

2.38ร—

+0.74ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

8/10 (Comfortable)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.