The Salary Index

Salary Comparison

Software Developers: Saint Paul vs San Francisco

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Saint Paul, MN

$126,767/yr

Take-home$7,712/mo
Disposable$5,244/mo
Lifestyle10/10 · Comfortable

San Francisco, CA

$174,910/yr

Take-home$10,640/mo
Disposable$6,485/mo
Lifestyle9/10 · Comfortable

Full Breakdown

Saint Paul

San Francisco

Diff (A−B)

Annual Gross Salary

$126,767

$174,910

$48,143

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,712

$10,640

$2,928

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

92

155

-63 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,468

$4,155

$1,687

A vs B

Monthly Rent

$1,380

$2,680

$1,300

A vs B

Monthly Disposable

$5,244

$6,485

$1,241

A vs B

Purchasing Power Score

Take-home ÷ living costs. Higher is better

3.12×

2.56×

+0.56×

A vs B

Lifestyle Score

10/10 (Comfortable)

9/10 (Comfortable)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.