The Salary Index

Salary Comparison

Software Developers: Saint Paul vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Saint Paul, MN

$126,767/yr

Take-home$7,712/mo
Disposable$5,244/mo
Lifestyle10/10 ยท Comfortable
Best Value

San Jose, CA

$208,270/yr

Take-home$12,670/mo
Disposable$8,705/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: San Jose, CA

San Jose offers $3,461 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Saint Paul

San Jose

Diff (Aโˆ’B)

Annual Gross Salary

$126,767

$208,270

$81,503

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,712

$12,670

$4,958

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

92

148

-56 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,468

$3,965

$1,497

A vs B

Monthly Rent

$1,380

$2,550

$1,170

A vs B

Monthly Disposable

$5,244

$8,705

$3,461

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.12ร—

3.20ร—

-0.08ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.