Salary Comparison
Software Developers: Waco vs San Jose
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Waco, TX
$113,354/yr
San Jose, CA
$208,270/yr
Our recommendation: San Jose, CA
San Jose offers $3,864 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Waco
San Jose
Diff (A−B)
Annual Gross Salary
$113,354
$208,270
$94,916
A vs B
Monthly Take-Home
After estimated federal + state taxes
$6,896
$12,670
$5,774
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
77
148
-71 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,055
$3,965
$1,910
A vs B
Monthly Rent
$1,080
$2,550
$1,470
A vs B
Monthly Disposable
$4,841
$8,705
$3,864
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.36×
3.20×
+0.16×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
San Jose — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.