Salary Comparison
Surgeons: Albany vs Richardson
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Albany, NY
$187,382/yr
Richardson, TX
$215,010/yr
Our recommendation: Richardson, TX
Richardson offers $1,597 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Albany
Richardson
Diff (A−B)
Annual Gross Salary
$187,382
$215,010
$27,628
A vs B
Monthly Take-Home
After estimated federal + state taxes
$11,399
$13,080
$1,681
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
102
102
+0 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,643
$2,727
$84
A vs B
Monthly Rent
$1,520
$1,590
$70
A vs B
Monthly Disposable
$8,756
$10,353
$1,597
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
4.31×
4.80×
-0.49×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Albany — Full Details
Richardson — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.