The Salary Index

Salary Comparison

Surgeons: Centennial vs Toledo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Centennial, CO

$190,715/yr

Take-home$11,602/mo
Disposable$8,726/mo
Lifestyle10/10 ยท Comfortable

Toledo, OH

$149,609/yr

Take-home$9,101/mo
Disposable$7,279/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Centennial, CO

Centennial offers $1,447 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Centennial

Toledo

Diff (Aโˆ’B)

Annual Gross Salary

$190,715

$149,609

+$41,106

A vs B

Monthly Take-Home

After estimated federal + state taxes

$11,602

$9,101

+$2,501

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

111

68

+43 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,876

$1,822

+$1,054

A vs B

Monthly Rent

$1,654

$890

+$764

A vs B

Monthly Disposable

$8,726

$7,279

+$1,447

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.03ร—

5.00ร—

-0.97ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.