The Salary Index

Salary Comparison

Surgeons: Waco vs Hilo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Waco, TX

$159,608/yr

Take-home$9,710/mo
Disposable$7,655/mo
Lifestyle10/10 ยท Comfortable
Best Value

Hilo, HI

$229,598/yr

Take-home$13,967/mo
Disposable$10,599/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Hilo, HI

Hilo offers $2,944 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Waco

Hilo

Diff (Aโˆ’B)

Annual Gross Salary

$159,608

$229,598

$69,990

A vs B

Monthly Take-Home

After estimated federal + state taxes

$9,710

$13,967

$4,257

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

77

130

-53 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,055

$3,368

$1,313

A vs B

Monthly Rent

$1,080

$1,937

$857

A vs B

Monthly Disposable

$7,655

$10,599

$2,944

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.73ร—

4.15ร—

+0.58ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.