Salary Comparison
Switchboard Operators: Toms River vs Irving
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Toms River, NJ
$43,978/yr
Irving, TX
$33,540/yr
Our recommendation: Toms River, NJ
Toms River offers $517 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Toms River
Irving
Diff (A−B)
Annual Gross Salary
$43,978
$33,540
+$10,438
A vs B
Monthly Take-Home
After estimated federal + state taxes
$2,675
$2,040
+$635
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
104
96
+8 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,695
$2,577
+$118
A vs B
Monthly Rent
$1,550
$1,480
+$70
A vs B
Monthly Disposable
$-20
$-537
+$517
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
0.99×
0.79×
+0.20×
A vs B
Lifestyle Score
3/10 (Tight)
2/10 (Tight)
+1
A vs B
Toms River — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.