The Salary Index

Salary Comparison

Tapers: Springfield vs Chicago

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Springfield, MA

$77,982/yr

Take-home$4,744/mo
Disposable$2,149/mo
Lifestyle7/10 ยท Moderate
Best Value

Chicago, IL

$109,870/yr

Take-home$6,684/mo
Disposable$3,774/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: Chicago, IL

Chicago offers $1,625 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Springfield

Chicago

Diff (Aโˆ’B)

Annual Gross Salary

$77,982

$109,870

$31,888

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,744

$6,684

$1,940

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

108

-11 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$2,910

$315

A vs B

Monthly Rent

$1,450

$1,750

$300

A vs B

Monthly Disposable

$2,149

$3,774

$1,625

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.83ร—

2.30ร—

-0.47ร—

A vs B

Lifestyle Score

7/10 (Moderate)

8/10 (Comfortable)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.