The Salary Index

Salary Comparison

Tellers: Cambridge vs Saginaw

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Cambridge, MA

$45,100/yr

Take-home$2,744/mo
Disposable$-1,349/mo
Lifestyle1/10 ยท Tight
Best Value

Saginaw, MI

$35,092/yr

Take-home$2,135/mo
Disposable$268/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Saginaw, MI

Saginaw offers $1,617 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Cambridge

Saginaw

Diff (Aโˆ’B)

Annual Gross Salary

$45,100

$35,092

+$10,008

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,744

$2,135

+$609

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

152

72

+80 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$4,093

$1,867

+$2,226

A vs B

Monthly Rent

$2,650

$1,073

+$1,577

A vs B

Monthly Disposable

$-1,349

$268

$1,617

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

0.67ร—

1.14ร—

-0.47ร—

A vs B

Lifestyle Score

1/10 (Tight)

4/10 (Tight)

-3

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.