The Salary Index

Salary Comparison

Tellers: Carlsbad vs Springfield

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Carlsbad, CA

$45,580/yr

Take-home$2,773/mo
Disposable$-1,050/mo
Lifestyle2/10 ยท Tight
Best Value

Springfield, MA

$41,419/yr

Take-home$2,520/mo
Disposable$-75/mo
Lifestyle3/10 ยท Tight
๐Ÿ†

Our recommendation: Springfield, MA

Springfield offers $975 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Carlsbad

Springfield

Diff (Aโˆ’B)

Annual Gross Salary

$45,580

$41,419

+$4,161

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,773

$2,520

+$253

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

142

97

+45 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,823

$2,595

+$1,228

A vs B

Monthly Rent

$2,450

$1,450

+$1,000

A vs B

Monthly Disposable

$-1,050

$-75

$975

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

0.73ร—

0.97ร—

-0.24ร—

A vs B

Lifestyle Score

2/10 (Tight)

3/10 (Tight)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.