The Salary Index

Salary Comparison

Textile: Springfield vs Cambridge

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Springfield, MA

$38,916/yr

Take-home$2,367/mo
Disposable$-228/mo
Lifestyle3/10 ยท Tight

Cambridge, MA

$46,290/yr

Take-home$2,816/mo
Disposable$-1,277/mo
Lifestyle1/10 ยท Tight
๐Ÿ†

Our recommendation: Springfield, MA

Springfield offers $1,049 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Springfield

Cambridge

Diff (Aโˆ’B)

Annual Gross Salary

$38,916

$46,290

$7,374

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,367

$2,816

$449

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

152

-55 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$4,093

$1,498

A vs B

Monthly Rent

$1,450

$2,650

$1,200

A vs B

Monthly Disposable

$-228

$-1,277

+$1,049

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

0.91ร—

0.69ร—

+0.22ร—

A vs B

Lifestyle Score

3/10 (Tight)

1/10 (Tight)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.